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Newspaper Archive of
Barnstable Patriot
Barnstable, Massachusetts
July 21, 2006     Barnstable Patriot
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July 21, 2006
 
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Are you reaching all of your market? ^ By Stan Elias A great many on-line mar- keters, otherwise savvy in the ways of e-commerce, are neglecting a segment of their potential market that is relatively small now, but which will undoubtedly become highly significant in the not-too-distant future The US population is aging. The leading edge of the baby boomers is turn- ing 60 this year. And while this cohort ishealthierthan any of its predecessors , the aging process, they are discovering, can be slowed but it cannot be stopped. The Census Bureau says 36 percent of people age 55 to 64 have a disability. Nevertheless, more seniors than ever want to lead active lives and continue working beyond 65. Consider that age can bring on sensory, motor and cognitive deficits of widely varying degrees of severity Consider also that many, but certainly not all, in this cohort are comfortable with doing business over the In- ternet and have the means to enjoy their later years. The millions of people with disabilities who want and need to use technology have an estimated $175 billion in disposable income and are potential customers Would it not make sense to make the Internet in general - and your site in particular - easier for them to use? Consider alsothe segment of the population whose deficits are so severe that the Internet isvirtuallytheir only window on the world. The limitationsthesepeople may face in the real world disappear in cyberspace. They canshop anywhereand buy anything able-bodied people can - if merchants have the foresight to design Web sites that address and accommodate their issues. Older adults must often cope with sensory, motor and cognitive changes that limit their ability to utilize the Internet fully.Decreases in visual acuity, contrast discrimination and color perception; arthritis, trem- ors and partial paralysis; memory impairments and attention deficits are all too common in this age group. The obvious problems - small font sizes, font colors that provide inadequate contrast , background im- ages that interfere with font legibility and the small size of some scroll bars -are easy to recognize and remedy. Changing the underly- ing design of the site often proves more difficult and, until now, has not offered an increase in potential market size large enough to make the redesign in- vestment cost-effective. People with disabilities are often forgotten as design- ers and developers strive to meet deadlines and surpass competitive requirements. Thus, they cannot partici- CONTINUED ON PAGE A:10 Techfc But 1 to 3 a.m. closure likely to continue for Mid-Cape Mobil By Edward F. Maroney emaroney@barnstablepatriot.com EDWARD F MARONEY PHOTO OPEN CONVERSATION - Police Chief John Finnegan, right, chats with attorney Mike Crossen , left, and Crossen's client, Saeed Chaudry, operator of the Mid-Cape Mobil on Route 6 in West Barnstable. You can Stop & Shop, but you can't park and gas. The supermarket chain won permission this week from Town Manager John Klimm to stay open from 1 to 3 a.m. at its Hyannis and Marstons Mills location. Klimm granted the exemption after a hearing at town hall Monday. Remaining unresolved is the request ofSaeed Chaudry,opera- tor of the Mid-Cape Mobil gas station at Exit 6 off Route 6 in West Barnstable, for a similar exemption to a town regula- tion requiring businesses to shut down during those hours. Klimm said later this week that the request remains "under advisement." The rule wasput into effect by the councilat the urgingof Police Chief John Finnegan,who found that crowds were congregating at convenience stores and other locations in Hyannis after the bars and restaurants closed for the night. The department was OK with Stop & Shop's request , noting the lack of wee-hour complaints regardingthe two stores,but ad- vised against granting the same privilege to the gas station. Representing Chaudry, at- torney Mike Crossen said his client was between "a rock and the whirlpool" because his lease with the state requires that the station be open 24 hours a day. He noted that the station does not sellany food or drinks, does not abut residences, and has a minimal impact on noise and traffic. In fact, Crossen indicated , the station is a lifesaver for Mid-Cape Highway drivers who run low on gas in the middle of the night. Finnegan urged the town managerto maintainthe closure. "Eventhough thisestablishment doesn't serve food,"he said, "we lose our ability to arrest people for trespassing because they're open." The nearby Burger King and convenience store were after- hours attractions for crowds until they started observing the closure, but Finnegan said people can gather at the Mobil for extended periods as long as they say they eventually plan to buy gas. Crossen said he appreciated the chief's concerns, but sug- gested that posting no-loitering signs would cure that situation. "A vacant parking lot is more likely to attract crowds than a gas station," he said. Crossen and Stop & Shop attorney Mike Ford agreed with a request from Town Attorney Bob Smith to waive a 14-day notice period if their clients were granted exemptions and then were the subjects of police concerns. In his presentation , Ford said the two Stop & Shop stores were "not the type of business that attracts the crowds that seem to be the subject of this ordinance. " As of press time. Klimm had not announced a decision on the Mobil request. Stop & Shop can pull an all-nighter Federal funds used for energy upgrades in Hyannis house By Edward F. Maroney emaroney@barnstablepatnot.com EDWARD F MARONEY PHOTO EFFICIENCY EXPERTS - Janel Hoover stands outside her Hyannis home with Marc Campbell of Housing Assistance Corporation to greet visitors from the regional office of the U.S. Department of Housing and Urban Development. Campbell has overseen a raft of energy-efficiency upgrades at the house. EDWARD F MARONEY PHOTO THE LAYERED LOOK -Marc Campbell of HousingAssistance Corporation reveals the levels of insulation that keep a Hyannis house comfortable in all seasons. Finding a house that quali- fies as affordable is hard enough these days, but keep- ing it that way can be a struggle, too. One way to maintain afford.- ability is to put the squeeze on drafts , leaks and other bugaboos that lower ahome's energy efficiency and increase the owner'sutility costs. This week , Taylor Caswell , re- gional director of the federal Department of Housing and Urban Development , came to Hyannis to see how his agency 's money was being spent. Caswell and associates took a bus to the Hyannis home of Janel Hoover, ayoung woman who purchased her house with the help of Housing As- sistance Corporation. HAC's involvement didn't cease with the signing of the mortgage , however. Enter Marc Campbell, an in- spector for HAC's energy and home repair programs. He's put in lots of time locating problem areas and overseeing their remediation with HUD dollars. His goal: an efficient thermal barrier that keeps warm air in and cold air out. All-new insulation has been installed in the unfinished at- tic, alongwith a highly energy- efficient bathroom fan on the first floor and a basement door that blocks breezes blowing through the bulkhead. For Hoover and her little son Cole, owning a house is a dream come true. Sne just CONTINUED ON PAGE A:11 Homeowner, HAC partner to improve affordable home Whatever your investment needs and goals are, CDs can help you pursue them. Term Interest Rate Annual Percentage Yield (APY)* 3 Month 5.00% 5.09% 6 Month 5.25% 5.32% 9 Month 5.35% 5.39% 1 Year 5.45% 5.45% 18 Month 5.50% 5.50% CDs available through our Firm feature: • Safety of principal: FDIC insured up to a maximum of $100,000 aggregate principal and accrued interest in non-retirement accounts and up to a maximum of $250,000 in certain retirement accounts** • Diversification: A large selection of issuers and maturities ranging from 3 months to 20 years • Survivor's Put Option': In the event of the death of a CD holder, the decedent's estate may withdraw the CD from the bank at par plus accrued interest For information, call: 60 North Street, Hyannis, MA 02601 508-778-5600 800-444-7949 104 Crowell Road, Chatham, MA 02633 508-945-3200 800-863-9527 15 The Market Place, West Chatham, MA 02669 508-945-5800 800-642-4298 •The APYs cited above are as of 07/17/06 and are subject to change and availability. UBS Financial Services Inc. does not provide tax or legal advice. Please consult with your tax advisor regarding the suitability of CD investments in your portfolio. CDs present certain investment risks that you should discuss with a Financial Advisor prior to making an investment decision. Redemptions of CDs prior to the maturity date may result in significant loss of principal due to changes in interest rates and limited liquidity of the CDs in the secondary markets. Each CD is a deposit obligation of a U.S. depository institution and a minimum deposit of $1,000 is required. Interest paid on the CD cannot remain on deposit at the depository institution and will be paid to the depositor according to the terms of the CO. "In non-retirement accounts, interest and principal are insured by the Federal Deposit Insurance Corporation up to $100,000 for all deposits held in the same legal capacity at the same depository institution. In IRAs, self-directed 401(k) plans, Keogh plans and Section 457 plans. Interest and principal are insured by the Federal Deposit Insurance Corporation up to a maximum of $250,000 for all deposits per issuing institution and held, in the aggregate, in the same legal capacity. 'Subject to our Firm's arrangement with the depository institution and the type of account in which the CD is held. YOU& US ,« T TTK-I O2006 UBS r«nn<»l | M a II K 3 I C . 1 1RW All Rljl in »t,«rv«d M.mi»,SI!"l' ( f f l | \ J DO JC 1 1 /New Homes^^. Cl^%- 362-1625 ^^ iii@ver^^EWredge "&"Son8Tc "om^a^ D CAPEMAIDFA^IS "H Q Check out V^ R fl 957 Falmouth Rd„ Rte. 28, Hyannis » (508) 775-3782 [ | fmHt* . . . • Lar9est srs I«JL ty A. Selection of d?Va[lT!| ricbir* Picture Frames fhmtn* ftwdlf In °"Cape Cod p*rs, Not woo** - c 0 l „ ation 3+ LOW Fr\oe4\ Materials Used %^>V^nMjaowc ow*v OJ£££M>o>dVy i ; ^*^t Ilk. lf*"?'Bt / ^^Hfc^JlJSrp^"-r i ''aaiB%£ mis ^ Mm. joisISSS' "^^¦St ¦ 3 v fill. ; JHMMLB JOL .: j8| UfciiiW *¦ atWaito™" Bteift ^H HH ^F ' HK&&I III i Si K'H L»< Join us for our fun tradition of designingyour own Eliza B. accessories Tuesday July 25th from 11am to 4pm OSTERVILLE. 21 Wianno Avenue (508) 428-2270 Mark,Fore&LStrike E-mail your legal adr to legals@barnstablepatri